اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal
O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from miserliness and cowardice, from the burden of debt and from being overpowered by men.
Referensi: Bukhari 6369
I seek refuge in the perfect words of Allah from the evil of what He has created.
Recite Surah Al-Ikhlas, Al-Falaq and An-Nas three times morning and evening; they will suffice you against everything.
I seek refuge in the perfect words of Allah from every devil and poisonous creature, and from every evil eye.
O Allah, I seek refuge in You from the loss of Your blessings, the changing of Your protection, the suddenness of Your punishment, and all of Your displeasure.
O Allah, I seek refuge in You lest I stray or be led astray, slip or be caused to slip, wrong or be wronged, act ignorantly or be treated with ignorance.
I seek protection for you both in the perfect words of Allah from every devil and poisonous creature, and from every evil eye.