Kalkulator Zakat
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The two are not equivalent at modern prices. Silver gives a much lower threshold, so more people owe zakat and more of the poor receive it; many scholars and zakat institutions recommend it for that reason. Others hold that gold reflects the intent better. Both positions are argued from the sources.
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This is arithmetic, not a ruling. Pensions you cannot access, property held for resale and shares in a company you do not control are treated differently by different schools — take those to a scholar or an established zakat body in your country.
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